If that work at home job pays more than you earned at your last job there probably isn't much to think about. Most of us would grab such a work at home opportunity.

But things get a somewhat stickier and harder to evaluate if the work at home job pays considerably less than your current or last job. DON'T GIVE UP! You may be SHOCKED at what you find out if you do some thoughtful calculating.

On the surface it would seem that if a work at job opportunity paid less than a traditional, non-work-at-home-job, it would be a negative consideration. At first glance it would seem that your family would be losing money by taking the work at home job, right?

But look closer. You may find that you will actually have more cash in your pocket by taking the work at home job that pays less, than you had when you had the high-paying office job.

First, many families who switch to a work at home career find that they immediately begin saving hundreds of dollars every month on day care costs. Let's say you pay $450 a month on day care because of your outside job. The work at home job you're considering pays $400 a month less than your outside job but you could stay home with your kids instead of having to put them in day care. Your family would profit an extra $50.00 a month if you take the work at home job because, although it pays less, you'll save more than you lost.

And there may be HUNDREDS of dollars, even over a thousand dollars per month, that you may save every single month simply by taking at work at home job. Here's a list of expenses you may save by taking a work at home job.

Plus, when you earn less you generally pay less tax. For every thousand dollars you earned at that high paying outside job, you paid a very significant percentage of tax. Additionally, those of us who work at home also may experience other tax advantages, such as being able to deduct certain home business-related expenses.

You're welcome to use the FREE TOOL at our website that calculates how much you're actually profiting from your current job. You can plug in your salary, plus how much you pay in taxes, day care, commuting, etc.. The tool will tell you how much you're actually earning per hour by keeping that job. Once you have that information you can decide how much you need to earn from a work at home opportunity in order to break even, or even get way ahead financially.

So when you’re considering home business or a new work at home job, consider ALL the facts and options. You may be surprised to find out that, for once, less is more!